Personal Finance Management
Our repository of personal finance management resources allows you to learn advanced topics at your own pace and depth of learning.
Personal Finance Course
Khan Academy: Personal Finance
Khan Academy and Bank of America have created a personal finance course series with quizzes, videos, etc.
– Khan Academy
Budgeting
Income/Expense Tracker Spreadsheets
Keep a track of your income and expenses with these spreadsheets (on a monthly and daily basis), created by the Fluid Ice Foundation.
Budgeting Spreadsheet
Maintain an interactive budget through this spreadsheet.
– University of North Georgia
Savings and Paychecks
Saving for Goals: America Saves
America Saves provides you with tips and strategies for saving, based on your financial goal. Simply select your goal at the top.
– Consumer Federation of America
Understand Your Paycheck
Understand what is on your pay stub when you get a paycheck from your employer.
– Investopedia
Paycheck Taxes
We all know of the hassle of filing taxes. In this article, you will understand all of the taxes that are on your paycheck.
– H&R Block
Loans, Credit Cards, and Debt
Grants for Women & Single Mothers: A Comprehensive Guide
In the US today, there are no fewer than 13 million women-owned businesses, employing over 10 million workers and generating an enormous $1.8 trillion in revenue…
– SMB Guide
Use Credit Cards Wisely
Learn how to properly use credit cards, the best practices, and what not to do.
– Mapping Your Future
Beware Payday Loans
If you are in need of immediate cash, payday loans might sound tempting. But steer clear, as they often have hidden traps and fees.
– Federal Trade Commission
Auto Loans: Information
Auto Loans can be complicated, to say the least. Learn about some strategies and things you should know before taking up an Auto Loan.
– Consumer Financial Protection Bureau
Auto Loans: Calculator
Use this Auto Loan Calculator to determine your monthly auto loan payments and car purchase price, to name a few.
– 360 Degrees of Financial Literacy
Auto Loans: Buying vs Leasing
Learn about the benefits and drawbacks of both buying and leasing a car, and the steps for each.
– US News
Home Loans: Information on Buying
Learn about the strategies and steps to buying a home.
– Consumer Financial Protection Bureau
Home Loans: Are You Ready to Buy?
Everyone wants their own home, but it is not always the financially best decision. See if home ownership is right for you right now.
– 360 Degrees of Financial Literacy
Deed Street Capital
Deed Street Capital is a nationwide purchaser of privately held mortgage notes to help you get the funds you need quickly so you can move forward with your plans.
– Deed Street Capital
Build Credit
Tips to Improve Your Credit Score
Learn about strategies to help improve your credit score, and help you get access to capital.
– NPR
Build and Keep Good Credit
Learn about the credit score and ways to optimize it, including how to get your credit report, points of contact if you have a problem, etc.
– Consumer Action
Emergency Fund
Paying for Education
How to Pay Off Student Loans Faster
Once you have gotten a good job and are ready to start paying off your student loans, you might wonder if there are ways to pay them faster and save some money. This guide covers several options you can explore.
– Education Loan Finance (ELFI)
Paying for College
Learn further about the ins and outs of paying for college, student loans, and more, to help you make smarter decisions.
– Consumer Financial Protection Bureau
College Savings Calculator
This calculator will help you develop a college savings plan.
– 360 Degrees of Financial Literacy
Paying for Healthcare
Health Savings Accounts (HSAs)
Health Savings Accounts can be useful for you, as individuals with high deductible health plans could get tax-preferred treatment for the money in these accounts.
– US Department of Treasury
More Information about HSAs
Learn more information about HSAs including tax benefits, qualifications, and limits.
– American Bankers Association
COVID-19 Medical Bills
The recent COVID-19 pandemic has been terrible for everyone. If you had to go to a doctor for COVID-19, chances are you have some medical bills rolling in.
– 360 Degrees of Financial Literacy
Shopping for Healthcare
With more financial skin in the health care game, and fewer uninsured citizens, too many Americans self-ration health care while trying to “save money” and avoid paying down deductibles that are the centerpiece of their health plans.
– Intuit
Be Prepared: Protect Your Health
Protecting the life and health of you and your family will be your top priority if a disaster hits. Luckily there are steps you can take now to prepare.
– 360 Degrees of Financial Literacy
Saving for Retirement
Retirement Planning
What’s the best way to save for retirement and how much should you be saving for the future? What’s the difference between Roth and traditional IRA? Should you buy an annuity? These questions and more are answered here.
– 360 Degrees of Financial Literacy
More Ways to Prepare for Retirement
Financial security in retirement doesn’t just
happen. It takes planning and commitment
and, yes, money.
– Department of Labor
Time is on Your Side
If you start saving now, the money will have years to grow, and you’ll have a better chance of being able to do all the things you want to do in the future.
– Department of Labor
401(k) Plan Fees
This booklet answers some common questions about the fees and expenses that your 401(k) plan may pay.
– Department of Labor
Social Security
Social Security is a federal benefits program for retirees in the United States. A pay-as-you-go program funded by Social Security taxes, it is the nation’s largest security net, offering benefits to millions of Americans every year.
– Annuity.org
Retirement Calculator
Do you know what it takes to work towards a secure retirement? Use this retirement calculator to create your retirement plan. View your retirement savings balance and calculate your withdrawals for each year.
– Bankrate
Estate Planning
Estate planning is the process of deciding how an individual’s assets will be preserved, managed and distributed upon a death or incapacity.
– Annuity.org
